Real-time eligibility
Spot what's covered, instantly.
Caeli lights up the moment you land on an eligible product — anywhere you shop.
- Works on every store
- HSA, FSA, LSA, employer perks
- One tap to buy with benefits
Caeli spots what's eligible, unlocks coverage, and swipes the right card — right where you already shop.











Real-time eligibility
Caeli lights up the moment you land on an eligible product — anywhere you shop.
Telehealth-powered eligibility
Get clinician-approved Letters of Medical Necessity (LMN) built directly into your checkout flow. Millions more products, suddenly pre-tax eligible.

Blue Pure 211i Max
Est. tax savings ~$105

Covered by
A few medical questions
Which of these diagnoses apply to you?
How long have you struggled with these conditions?
One smart checkout
Don't let insufficient balances get in the way. Combine funds from multiple benefit accounts at checkout, then put the rest on credit card.
Health FSA
Flexible Spending Account
Charge $120.88
Remote Work LSA
Lifestyle Spending Account
Charge $80.00
Credit Card
•••• 4242
Charge the rest
Smart shoebox
Sometimes credit card is the smart play — to let your HSA keep growing tax-free, or to earn card points. Caeli quietly vaults every Buy-with-Benefits purchase, itemized and audit-ready, so reimbursing yourself is one tap — even years later.
Your personal benefits profile
Tell us which benefits you carry and we'll map your complete benefit profile into a single, tailored shopping lens.
HSA
I have thisHealth FSA
I have thisDependent Care FSA
I have thisLifestyle Account
I have thisAdd a custom perk
Have another employer perk? Add it and we'll flag eligible items.
Ask Caeli
Check eligibility, get LMN, and pay the benefit-maxxing way.
Curated finds for your spending accounts.
“Really like how Caeli takes the guesswork out of HSA/FSA shopping instead of making you dig through endless eligibility lists. … Simple idea, but a really practical extension that can save both time and money.”
“Been using Caeli and it’s surprisingly useful for everyday shopping. … Nothing feels complicated or gimmicky, just a genuinely helpful extension that does what you need.”
“Getting a Letter of Medical Necessity for things like air purifiers, cold tubs, or specialized sleep tech used to require tedious doctor visits and paperwork. Caeli integrates a fast 2-minute telehealth intake directly into the checkout workflow.”
“I like that it makes finding HSA/FSA-eligible products feel much less confusing, and the whole experience is pretty smooth without being overloaded with stuff. Definitely one of those tools you don’t realize you needed until you start using it.”
“I like how it provides eligibility alerts while shopping and keeps reimbursement records organized without adding extra hassle. The receipt tracking and benefit discovery features are especially convenient, and the clean interface makes the whole process feel straightforward.”
“Pretty helpful extension for catching HSA/FSA eligible stuff while shopping online, I found some things I didn’t realize were covered. The LMN/telehealth part is also surprisingly convenient and makes the whole reimbursement process feel way less annoying.”
Caeli spots what's eligible, unlocks coverage, and swipes the right card — right where you already shop.