42% of Americans leave their benefits behind. You won't.

Caeli spots what's eligible, unlocks coverage, and swipes the right card — right where you already shop.

Works on 100K+ sites

WalmartamazonOLLYTONALLogitechUPLIFT DESKSEPHORAREITargetNordicTrackBlueairSIHOOBest BuyPELOTONAutonomous

Real-time eligibility

Spot what's covered, instantly.

Caeli lights up the moment you land on an eligible product — anywhere you shop.

  • Works on every store
  • HSA, FSA, LSA, employer perks
  • One tap to buy with benefits
apple.com/shop/buy-watch/apple-watch

Apple Watch Series 12

Est. tax savings ~$120

This item is benefit eligible!

Telehealth-powered eligibility

Unlock coverage in minutes.

Get clinician-approved Letters of Medical Necessity (LMN) built directly into your checkout flow. Millions more products, suddenly pre-tax eligible.

  • 2-minute telehealth intake
  • Integrated into checkout
  • Compliant & clinical

Blue Pure 211i Max

Est. tax savings ~$105

Covered by

Health FSA · with LMNHSA · with LMN

A few medical questions

Which of these diagnoses apply to you?

  • Mild intermittent asthma, uncomplicated

One smart checkout

Stack benefits. Buy bigger.

Don't let insufficient balances get in the way. Combine funds from multiple benefit accounts at checkout, then put the rest on credit card.

  • Mix & match your wallets
  • You control the split
  • One effortless checkout
  • Health FSA

    Flexible Spending Account

    Charge $120.88

  • Remote Work LSA

    Lifestyle Spending Account

    Charge $80.00

  • Credit Card

    •••• 4242

    Charge the rest

Smart shoebox

Reimbursements, on autopilot.

Sometimes credit card is the smart play — to let your HSA keep growing tax-free, or to earn card points. Caeli quietly vaults every Buy-with-Benefits purchase, itemized and audit-ready, so reimbursing yourself is one tap — even years later.

  • Every purchase, auto-vaulted
  • Reimbursable amount + program, auto-labeled
  • LMN paired automatically when one applies
  • Pull them up in bulk, any year
Reimbursement Vault2 Reimbursable

Your personal benefits profile

Personalized to you. No noise, no misses.

Tell us which benefits you carry and we'll map your complete benefit profile into a single, tailored shopping lens.

  • All your programs in one view
  • Filters out irrelevant alerts
  • Add custom employer perks

HSA

Health FSA

Dependent Care FSA

Lifestyle Account

Add a custom perk

Have another employer perk? Add it and we'll flag eligible items.

Ask Caeli

Let's benefit-maxx your next buy.

Check eligibility, get LMN, and pay the benefit-maxxing way.

Caeli's Picks

Curated finds for your spending accounts.

5.0 on the Chrome Web Store

Benefit-maxxers are already saving.

“Really like how Caeli takes the guesswork out of HSA/FSA shopping instead of making you dig through endless eligibility lists. … Simple idea, but a really practical extension that can save both time and money.”
EEmily C.
“Been using Caeli and it’s surprisingly useful for everyday shopping. … Nothing feels complicated or gimmicky, just a genuinely helpful extension that does what you need.”
EElna L.
“Getting a Letter of Medical Necessity for things like air purifiers, cold tubs, or specialized sleep tech used to require tedious doctor visits and paperwork. Caeli integrates a fast 2-minute telehealth intake directly into the checkout workflow.”
FFocus Apps
“I like that it makes finding HSA/FSA-eligible products feel much less confusing, and the whole experience is pretty smooth without being overloaded with stuff. Definitely one of those tools you don’t realize you needed until you start using it.”
DDylan R.
“I like how it provides eligibility alerts while shopping and keeps reimbursement records organized without adding extra hassle. The receipt tracking and benefit discovery features are especially convenient, and the clean interface makes the whole process feel straightforward.”
MMd Shamim I.
“Pretty helpful extension for catching HSA/FSA eligible stuff while shopping online, I found some things I didn’t realize were covered. The LMN/telehealth part is also surprisingly convenient and makes the whole reimbursement process feel way less annoying.”
EElsie

Your benefits, maximized.

Caeli spots what's eligible, unlocks coverage, and swipes the right card — right where you already shop.